IELTS Free Online Writing Practice

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IELTS Free Online Writing Practice - Should schools teach financial literacy?

IELTS.WORK Free Online Writing Practice # 1713389572

Topic: "Should schools teach financial literacy?"


Model Answer:
Financial literacy is a crucial skill for individuals in today's world, as it equips them with the knowledge to make informed decisions regarding personal finance management, investment, and budgeting. This essay will discuss two main arguments - the benefits of teaching financial literacy in schools, and the potential drawbacks of incorporating this subject into the curriculum.

On one hand, there are several compelling reasons why financial literacy should be taught in schools. Firstly, it is essential for students to develop an understanding of money management from a young age. This will enable them to make responsible financial decisions later in life, such as saving for retirement, managing debt, and making wise investment choices. Additionally, teaching financial literacy can help reduce the number of people who fall victim to fraudulent schemes or financial scams, as they would be equipped with the knowledge to recognize and avoid such pitfalls.

On the other hand, there are concerns that incorporating financial literacy into the school curriculum could take away valuable time from other essential subjects, like mathematics, science, or literature. Critics argue that students should focus on their core academic subjects rather than be diverted by extracurricular topics.

In conclusion, while it is understandable that there may be concerns about the allocation of time and resources in schools, the long-term benefits of teaching financial literacy are undeniable. By equipping students with the necessary knowledge to make sound financial decisions, they will be better prepared for their future lives as responsible citizens and consumers. Therefore, schools should make an effort to include financial literacy as a part of their curriculum.

Score: Band 9

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