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IELTS Free Online Writing Practice - Some people believe that learning about personal finance is important students in school, while others argue that it is not necessary. Discuss both sides of the argument and give your own opinion.

IELTS.WORK Free Online Writing Practice # 1713278233

IELTS Writing Task 2 Topic:"Some people believe that learning about personal finance is important for students in school, while others argue that it is not necessary. Discuss both sides of the argument and give your own opinion."

Model Answer:

The increasing importance of financial literacy has led to debates on whether or not schools should include personal finance education as part of the curriculum. On one hand, proponents of this idea argue that learning about personal finance is essential for students in order to prepare them for their future financial responsibilities. On the other hand, opponents contend that students can learn these skills outside of school and focus on traditional subjects instead. This essay will discuss both sides of the argument before presenting a conclusion based on personal opinion.

The first point in favor of teaching personal finance in schools is its practicality. Learning about money management at an early age prepares students for their adult lives, where they will be responsible for paying bills, saving money, and investing wisely. Moreover, financial education can help prevent individuals from making poor financial decisions that could lead to debt or bankruptcy. For instance, understanding credit scores and the consequences of late payments is crucial in maintaining a good credit history.

On the other hand, opponents argue that schools should focus on traditional subjects such as math, science, and literature, which are considered more essential for students' overall development. They also believe that students can learn about personal finance from their parents or through extracurricular activities. Additionally, critics argue that there is a lack of qualified teachers to teach this subject effectively, leading to ineffective instruction.

In conclusion, while it is true that learning about personal finance can have significant benefits for students' future financial well-being, the argument against including it in the curriculum is also valid. Schools need to strike a balance between teaching essential subjects and practical life skills. Ultimately, whether or not personal finance should be taught in schools depends on the priorities and resources of each educational institution.

Scoring:

Task Response: 9 (The essay addresses all parts of the topic and provides relevant details)
Coherence and Cohesion: 8 (The essay is well-structured, with a clear progression of ideas and logical flow)
Lexical Resource: 8 (The vocabulary used is generally appropriate and accurate, but may include some less common words that are not fully explained)
Grammatical Range and Accuracy: 9 (The essay demonstrates a high level of grammatical accuracy and complexity)

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