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IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1712391141

Task 2 Writing Topic:"Discuss the impact of student loans on higher education."

Model Answer:

In recent years, the cost of pursuing higher education has significantly increased in many parts of the world. As a result, an increasing number of students are turning to student loans as a means of financing their education. This essay will explore the various impacts of this phenomenon on both the individual students and the overall system of higher education.

On the one hand, student loans have provided greater accessibility to higher education for individuals from all walks of life. They have allowed students who might not otherwise be able to afford it the opportunity to attend university, thereby contributing to a more diverse and inclusive learning environment. This increased access can lead to better job prospects for graduates, as they are often required to possess a degree in order to compete in today's job market.

On the other hand, the reliance on student loans may also have some negative consequences. One such consequence is the potential for students to accumulate large amounts of debt, which can weigh heavily on them upon graduation. This financial burden can lead to increased stress and anxiety among students, affecting their ability to focus on their studies and ultimately impacting their academic performance. Additionally, in cases where students are unable to secure employment after graduation, the loan repayments become an even greater challenge.

Furthermore, the increasing prevalence of student loans may also have implications for the overall quality of higher education. Universities and colleges may be tempted to raise tuition fees in response to the availability of loans, as they are aware that students will still be able to attend through borrowing money. This could lead to a situation where the cost of education is driven up without any corresponding increase in the quality or value of the degrees being offered.

In conclusion, while student loans have undoubtedly opened doors for many aspiring students and contributed to a more diverse and inclusive higher education system, it is important to be mindful of their potential drawbacks. Policymakers should consider implementing measures to mitigate these negative impacts, such as providing more comprehensive financial counseling to students or finding ways to reduce the overall cost of education.

Scoring:

- Task Response: 9 (The candidate has provided a detailed response to all parts of the task.)
- Coherence and Cohesion: 8 (The candidate demonstrates a logical flow of ideas, but some areas are not as coherent or well-structured as they could be.)
- Lexical Resource: 8 (The candidate's vocabulary is generally appropriate and varied, but there are occasional inaccuracies or less precise expressions that slightly reduce clarity.)
- Grammar and Punctuation: 9 (The candidate demonstrates a high level of accuracy in grammar and punctuation, with only minor errors that do not interfere with understanding.)

Overall Score: 8.75

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