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IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1712363868

IELTS Writing Task 2 Topic: Discuss the impact of student loans on higher education.

Model Answer:

In recent years, the role of student loans in funding higher education has become increasingly significant. This essay will examine the positive and negative impacts of student loans on both students and institutions of higher learning.

On one hand, student loans have provided a means for many individuals to access higher education who may not have been able to do so otherwise due to financial constraints. This has led to an increased participation rate in tertiary education, which is generally associated with greater career opportunities, social mobility and economic growth. Additionally, the existence of student loans can encourage institutions to focus on providing a high-quality education, as they are reliant on attracting and retaining students who will secure funding.

On the other hand, the burden of student loan debt can have long-lasting consequences for graduates. High levels of debt can delay or prevent home ownership, marriage and family formation, and even impact mental health. Furthermore, there is a risk that institutions may prioritise increasing student numbers over maintaining quality, in order to secure their share of available funding.

In conclusion, while student loans have undoubtedly increased access to higher education for many students, they also present challenges in terms of the financial burden and potential for lowering educational standards. As such, a balanced approach to funding higher education that combines grants, scholarships, and loans is essential to ensure both equitable access and the maintenance of quality in tertiary institutions.

Overall Score: Band 8.5

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