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IELTS Free Online Writing Practice - Is it important students to learn about personal finance in school?

IELTS.WORK Free Online Writing Practice # 1712208871

Task 2 Topic: "Is it important for students to learn about personal finance in school?"

Model Answer:

In today's world, financial literacy has become an essential skill for individuals to navigate through various aspects of their lives. It is vital that schools incorporate a strong foundation in personal finance into the curriculum as it equips students with the knowledge and skills required to make informed financial decisions in the future.

On one hand, learning about personal finance at school can help students understand the importance of managing money effectively. This includes understanding concepts such as budgeting, saving, investing, and debt management. By gaining a comprehensive understanding of these topics from a young age, students will be better prepared to make responsible financial choices when they enter adulthood. For instance, learning about the significance of setting up an emergency fund can help them avoid falling into a cycle of debt in case of unexpected circumstances.

Moreover, personal finance education in schools can also encourage responsible consumption habits and foster a sense of financial responsibility among students. This will contribute to reducing consumerism and promoting sustainable practices. Additionally, by understanding the value of money and its impact on society, students can develop a greater appreciation for the importance of philanthropy and charitable giving.

On the other hand, opponents argue that personal finance should not be taught in schools as it is not a core subject. They believe that schools should focus on providing students with a strong foundation in traditional academic subjects such as math, science, and language arts. While it is true that these subjects are crucial for overall development, incorporating personal finance into the curriculum can complement these subjects by teaching students how to apply their knowledge in real-life situations.

In conclusion, it is undoubtedly important for students to learn about personal finance in school. By providing them with a strong foundation in financial literacy from an early age, students will be better equipped to make informed decisions and lead financially responsible lives. This not only benefits the individual but also contributes to the overall well-being of society.

IELTS Band Score:

- Task Response: 8.0 (The model answer addresses all aspects of the question and provides a comprehensive response.)
- Coherence and Cohesion: 7.5 (The model answer is logically structured, with appropriate cohesive devices used throughout the text.)
- Lexical Resource: 7.5 (The model answer demonstrates a wide range of vocabulary and varied sentence structure.)
- Grammatical Range & Accuracy: 8.0 (The model answer is mostly free from grammatical errors, with only minor inconsistencies in tense usage.)

Total Band Score: 7.9 (Overall, the model answer effectively covers all aspects of the question, demonstrates a strong command of language, and maintains a high level of coherence and cohesion throughout.)

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