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IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1711299606

Writing Task 2 Topic: Discuss the impact of student loans on higher education.

Question: "Some people believe that the availability of student loans has a negative impact on higher education. Others argue that they are necessary for equal access to education. Discuss both these viewpoints and give your own opinion."

Model Answer:
In recent years, the role of student loans in financing higher education has become increasingly important. While some people argue that student loans have a negative impact on higher education, others believe that they are essential for providing equal access to education. This essay will discuss both these viewpoints and give an opinion on the matter.

On one hand, it is argued that student loans can lead to financial strain for graduates. This is because many students accumulate large debts while studying, which can take a long time to pay off once they enter the workforce. Moreover, this debt burden may discourage some individuals from pursuing higher education in the first place. Additionally, it is argued that student loans could lead to a focus on short-term financial gain rather than long-term academic achievement, as students may opt for degrees with higher earning potential rather than those they are genuinely interested in.

On the other hand, proponents of student loans assert that they are necessary to ensure equal access to education. Without the availability of loans, many talented and motivated individuals might not be able to attend university due to financial constraints. This could lead to a less diverse and innovative academic environment. Furthermore, it is suggested that student loans can actually foster financial responsibility, as students must learn to manage their money while studying.

In conclusion, while there are valid concerns about the potential negative impacts of student loans on higher education, it is essential to recognize the importance of equal access to education for all students, regardless of their socioeconomic backgrounds. Therefore, a balance should be struck between ensuring financial responsibility and providing opportunities for those who may not have the means to attend university otherwise.

Score: 8.0 (This essay demonstrates a high level of competence in terms of grammar, coherence, and cohesion. The writer provides relevant examples and counter-arguments to support their viewpoint. However, there is room for improvement in terms of the complexity of vocabulary and the development of ideas.)

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